Payment Calculator

Now you can use the equity that your home has earned to help you establish a line of credit. Use a HELOC to accomplish many of life's goals — from renovation and short-term financing to debt consolidation and tuition. You have the flexibility to decide when and how much to use (up to your available credit limit) through online banking, by phone, at our office, or with no-access-fee checks.

  • Competitive rates for several ongoing or seasonal needs:
    • Education expenses
    • Major life events
    • Major home improvements
    • Debt consolidation
    • Emergency reserve
  • The existing equity in your home is used as collateral
  • Accommodative repayment terms that work specifically for you
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit – as principal is repaid, more becomes available for use
  • Funds easily available via check, online banking, mobile banking, and more
  • The interest paid might be tax deductible*
  • Set up automatic payments to be deducted from your account monthly
  • Local decision-making and processing, to give you a quick decision
  • Detailed, attentive service from start to finish
*Consult a tax advisor.